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Most money advice tells you to do one of two things: get a second job, or cut your lattes and live on rice and beans until you retire. Cashflow Secrets, created by financial coach Chris Miles of Money Ripples, takes a different angle — it's built around finding the money that's already leaking out of your current situation, without adding a side hustle or overhauling your entire lifestyle.
Who's Behind It
Chris Miles has been featured by outlets including CNN Money, US News, and Bankrate.com, and hosts the Money Ripples Podcast, where he covers cashflow and alternative investing strategies. His own story is part of the pitch: he built significant wealth, lost it during the 2008 recession while over a million dollars in debt, and rebuilt from there — which is why the course leans heavily on practical cashflow fundamentals rather than theory.
What's Inside the Course
Cashflow Secrets is a video-based course structured around finding and organizing where your money actually goes each month. It comes with a Cashflow Optimizer Spreadsheet to help you track expenses in one place, on the idea that what you track tends to improve. The course also includes a module dedicated specifically to debt — walking through how to tell good debt from bad debt, and how to prioritize paying down whichever debt is costing you the most.
No prior financial or investing background is required to follow along, and the course doesn't push you toward starting a business or taking on extra work — the focus is on optimizing the income and expenses you already have.
What You Get
- Full video course access, one-time payment
- The Cashflow Optimizer Spreadsheet for tracking expenses
- A dedicated module on managing and prioritizing debt
- 60-day money-back guarantee
Who This Is For
This is aimed at working professionals who feel like their income disappears every month and want a clearer picture of where it's going before they try anything more advanced, like investing or building passive income. If you're already deep into financial optimization or looking for advanced investment strategies, this course is positioned as foundational rather than advanced — a starting point, not a masterclass.
One-time payment · 60-day money-back guarantee
Disclosure: This post contains an affiliate link. If you purchase through it, I may earn a commission at no extra cost to you. This content is for informational purposes only and is not financial advice — individual results depend on your own situation, so consider speaking with a licensed financial professional for guidance specific to you.
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